General Forums >> Ask A Nurse >> Financial Assistance
Financial Assistance
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Posted 2 months ago I am new to this site, so bare with me. I received a call today and I have been accepted into a nursing program. I have waited a LONG TIME. My problem is I do not know how I am going to afford it. I know I can get loans to pay for the school itself, however I would like to keep my electricity on and gas in my truck as well. I am married with three children and do not qualify for low income. Credit is not so good either. Does anyone have any suggestions??? |
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| Posted about 1 month ago Searching online for nursing scholarships is always an option. The best place to start is the College where you have been accepted. Often, alumni offer memorial scholarships in memory of a loved one who followed you career path. I would suggest searching online on your college website, or even better going in to speak with an advisor from your nursing program. Have you filed your FAFSA? Often filing will qualify you for grants from your college as well. HMJensen |
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| Posted about 1 month ago I took out loans (both private and federal) to pay for nursing school. I'm in the same spot as you, with a kid and bills, but I'm a single parent. But I decided that the investment in myself and my family was worth it. I also looked for scholarships, but being in nursing school and a single mom leaves very little time for filling out applications, writing essays, etc. Priorities had to be changed (do you really need that new pair of shoes, or do you just want them REALLY badly) in order to leave enough money to keep the water on and food in the cabinets, etc. Sacrifices that will be worth it in the end, but suck at the time (and are completely incomprehensible to a child). Good luck, and I hope this helped! |
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| Posted about 1 month ago Hello, "hmjensen" is right. Fill FAFSA online to save time and avoid paperwork. It is quicker and you get a pin number to access and update your application every year. Also, do not hesitate to apply for scholarships through the college you are going to. In the state I live in (South Carolina) the lottery tuition assistance program pays partially for a college degree (unfortunately not for a graduate degree) then the scholarships through the college help me pay for tuition and books. Also, I work part-time in a local hospital and my employer reimburses my education expenses. In most cases, the student has maintain a GPA of 2.5 to be eligible to keep the financial assistance. This is not that difficult. Hope this helps. Good luck! Nursing is a very rewarding career. |
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| Posted about 1 month ago I am in the same boat....3 kids and married....I stay at home with the kids. I went through the school I am going to attend. You do not need credit for the Stafford loan. Everyone is approved for this on. But, if there is a remainder left that you need to bring in(depending on the amount of the program) you will need to use whatever private loans are out there(they run credit) I was told that if I was denied, then the school will make pymt plans. It just all depends on the school and program. Maybe try your bank. But def. go through FSFA first!!! What out for private loans with adjustable rates(NOT GOOD) |
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| Posted about 1 month ago i was single with two children, I worked on the weekends and went to school during the week. I also took out loans and it was well worth it. You can do it, just walk through the fear... I WENT TO SINCLAIR COMMUNITY COLLEGE AND CAPITAL UNIVERSITY IN THE LATE 1980'S AND EARLY 1990'S. LOVE TO HEAR FROM YOU FELLOW NURSING STUDENTS. |
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| Posted about 1 month ago JUDLEERN says ...
This is good advice. Most of us have been in your position. I also was a single parent with children 3 and 1. There were times I did not eat dinner witht the kids, saying I'm not hungry, because all I had was enough to feed them. I had yard sales, my friends and family saved their bottles for me so I could return them for the deposit. I sold my kids outgrown clothes at a consignment shop so I could get them new (old) ones, but they fit! Sold my books back, cleaned toilets, you name it. Not a sob story, just life, do what you have to do. Sucks, but well worth it. It took me 11 years to pay back my loans. Once working, work out a payment plan, it may take a while but you can do it. Makes you stronger and want it that much more. Best of Luck! You can do it! |